Personal Banking with

a Personal Touch

Personal Banking

 

> Loans for Personal Needs

 

> Auto Loans

 

 

Personal Banking solutions tailored to suit your needs.

 

We're here to answer your questions and walk you through the process

every step of the way.

Savings Accounts

 

 

Pan American Bank knows how hard it has become to save for the future. In order to help you reach your savings goals, we have developed flexible and consumer-friendly savings products

Minimum Opening

Deposit

Service /Transaction

Charge

Minimum Balance

Requirement to Waive

Service/Transaction

Charge

Minimum daily balance of

$100

Minimum daily balance of

$2,500

N/A

Additional Information

An excessive withdrawal fee applied for each withdrawal or transfer in excess of six per month.

Benefits

Interest

Ideal for consumers looking to set aside funds, earn interest with flexibility to meet everyday demands

Ideal for consumers looking to maximize interest earnings while maintaining easy access

Regular Savings

Accounts

Money Market

Accounts

Club Account

Savings

Description

$100

$5

$6 service charge per month waived if account maintains minimum daily balance

$5 service charge per month waived if account maintains minimum daily balance

None

  • Free ATM Card
  • Free ATM transactions at any Pan American ATM and participating Allpoint Network ATMs
  • Free Internet Banking
  • No deposit limitations

 

  • Free Internet Banking
  • No deposit limitations

Make an unlimited number

of deposits into your account

 

No withdrawals are allowed without closing the account

A great way to save money for a specific purpose

  • Free ATM Card
  • Free ATM transactions at any Pan American ATM and participating Allpoint Network ATMs
  • Free Internet Banking
  • No deposit limitations

$2,500

Checking

 

 

Pan American Bank is committed to providing customers with quality and affordable checking products.

An economical checking account that comes with all the bells and whistles

Service/Transaction Charge

Additional Information

Interest

$100

$1,500

Checking Account

Now Checking Account

Description

Minimum Opening Deposit

Benefits

Minimum Balance

Requirment to Waive

Service/Transaction Charge

A checking account that also pays you interest

None

No minimum balance

Minimum daily balance of $1,000

$10 service charge per month waived

if account maintains a minimum daily balance

Debit transaction fee of $0.30 is assesed for each debit transaction in a statement cycle where account has fallen below minimum daily balance

    • Free ATM Card or MasterCard Debit Card
    • Free ATM transaction
    • at any Pan American ATM and participating Allpoint Network ATMS
    • Free Internet Banking
    • Free Bill Pay
    • No deposit limitations
    • Free ATM Card or MasterCard Debit Card
    • Free ATM transaction
    • at any Pan American ATM and participating Allpoint Network ATMS
    • Free Internet Banking
    • Free Bill Pay
    • No deposit limitations

Limitations on Frequency of Transfers

 

During any calendar month you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, whether initiated by check, draft, debit card (if applicable)  or similar order to a third party.  If you exceed the transfer limitations set forth above in any calendar month you account may be subject to closure.  This includes online banking account transfers and bill payments.   An excessive withdrawal fee shall be applied to the account for each withdrawal in excess of six per month; please refer to our current schedule of fees for service charge information.

CDs

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Certificates of Deposit

 

 

CDs are a wise choice and provide a fixed, predictable rate of return. If you are able to commit funds for a specified period of time, you can enjoy higher fixed interest rates and the security of FDIC insurance (up to $250,000 per depositor.)

 

A full range of FDIC-insured certificates of deposits is available with a variety of annual percentage yields and maturities. CD terms could range from one month to five years. Simply select the term that best matches your needs.

 

Choose how you would like to receive your interest. Options include: reinvesting into the current CD (this lets your deposit continue to grow!), transferring into a Pan American Savings or Checking Account, or receiving your interest monthly by check or electronic deposit to your account at another financial institution.

 

Contact one of our friendly customer service representatives for available terms and rate information and complete account disclosure.

Certificates of Deposit (CDs) are a wise choice and provide a fixed, predictable rate of return. If you are able to commit funds for a specified period of time, you can enjoy higher fixed interest rates and the security of FDIC insurance (up to $250,000 per depositor).

 

Simply select the term that best matches your needs.

 

All offers are subject to credit approval and some restrictions may apply. Member FDIC.  Pan American Bank is an equal opportunity lender.

 

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